Instant, non-dilutive funding for brands and retailers.
Croissant Capital helps brands and retailers unlock growth without the burden of traditional financing — instant, non-dilutive funding backed by the spending power of your future customers.
Trade store credit for growth capital.
Croissant purchases your store credit.
Croissant distributes credit to its user base.
Customers redeem and spend 2.9× the credit.
The redemption engine for every funded brand.
Croissant Capital fronts the cash. Croissant Pay lets customers redeem that credit at checkout — a 5-minute Shopify install that puts your store on the same wallet as 120,000+ luxury shoppers.
Croissant PayCustomers use Croissant Pay at checkout
Customers use Croissant Pay at checkout and their credit is applied in real time as a line item — processed like any other transaction in your Shopify order flow.
Easily activate Croissant Checkout
Drag and drop Croissant Checkout into your Shopify Admin panel to start accepting orders. One Shopify app install, business verification, and you're live.
Higher conversion, stronger loyalty
Croissant users spend 2.9× the credit amount and 45% more per order than other shoppers on average — high-intent demand routed straight to your store.
Built for every stage.
Whether you're piloting your first round or scaling past $5M in capital, the terms stay the same: non-dilutive and aligned with your growth.
Risk-Free Pilot
Try Croissant Capital with a small round — anywhere from $25K. Thirty days to see the credit redemption flow your way before you commit to a full term.
Growth Capital
Scale into $500K, $1M, or $5M+ rounds as your needs grow. Deploy capital into any growth initiative from inventory to marketing and beyond.
Talk to capital teamFrequently asked questions.
Q. How fast can I access capital?
A. Once you sign, most brands receive funding within 5–8 days. We move at your pace and let you know exactly how much you qualify for — and how fast we can deliver it.
Q. How much capital can I get?
A. Capital ranges from $25K to $5M+, based on your brand's size and revenue. We tailor every offer to fit your growth needs.
Q. How do customers use Croissant?
A. Shoppers discover your brand through our platform, where they earn credit by reselling items, shopping, or receiving credit drops. They then redeem the credit on your website via Croissant Pay. You get paid upfront, they spend more, and they shop more often.
Q. Can I try Croissant with no commitment?
A. Yes. You can test Croissant for 30 days risk-free. See how many new customers we send and how they convert. Move forward only if it's working for you.
Q. What's the catch?
A. There's no catch. You get capital today and fulfill it with product over time — no interest, no equity, no surprise fees.